Banking, financial services, insurance.
Most of our work lives here. Banks, NBFCs, capital markets, insurers — under RBI, SEBI, IRDAI, and the DPDP Act. We built the firm for this market specifically: regulated, audit-watched, and tired of consultants who don't know which master direction applies.
— Calibrated to the rules you live under.
Where we go deep.
Banks & NBFCs
Universal banks, small finance banks, payments banks, NBFCs across retail and wholesale. Master directions on outsourcing, IT governance, cyber resilience — all of it relevant from day one of an AI engagement.
- Credit decisioning & underwriting
- Collections strategy & early-warning
- Fraud / AML triage
- Branch & channel analytics
Capital markets
Brokers, AMCs, PMS / AIF managers, market infrastructure. CSCRF compliance, AI/ML disclosure obligations, model-risk attestations — the regulator has been the most explicit on AI of all four, and our practice reflects that.
- Surveillance & market-abuse detection
- PMS / AIF reporting automation
- Investor onboarding & KYC
- Research analytics & CSCRF posture
Insurers
Life, general, and health insurance carriers. Information & cyber security guidelines, claims-data integrity, regulator reporting. Plus the operational layer — pricing, fraud, reinsurance — where most AI value sits.
- Claims triage & fraud
- Pricing & reserving analytics
- Distribution & agent productivity
- Reinsurance & treaty analytics
Lending-tech & fintech
Digital lenders, embedded-finance partners, neo-banks. The regulator boundary is fuzzier; the data-handling rigour has to be tighter. We work with the partner banks, the fintech, and the auditor — together.
- Co-lending & credit decisioning
- Reconciliation & partner ledgering
- Default prediction & recovery
- DPDP & consent architecture
Six engagements. Anonymized.
We share details under NDA. Public references on request — usually after a board-level mandate.
Top-5 NBFC — Governance Trinity rollout
Lineage, KPI registry, exception spine — implemented inside their Fabric estate over a six-month Build phase. Audit-passable by month 6.
Listed AMC — Surveillance & CSCRF posture
Market-abuse detection re-platformed onto Databricks; CSCRF self-attestation pack delivered with the security & compliance team.
Health insurer — Claims triage AI
Production claims-triage model with full model-risk pack, override paths, and a quarterly drift review owned by the in-house team.
Payments bank — Self-service BI consolidation
Retired 240+ shadow Excel sources; rebuilt the top-30 dashboards on a governed semantic spine. KPI war ended in week eight.
Digital lender — Default-prediction stack
End-to-end credit decisioning on Databricks Mosaic, with co-lending partner bank's risk team integrated into the model-risk committee.
Universal bank — DPDP readiness audit
Two-week posture audit ahead of the Act's enforcement. Consent flows, residency map, breach-response playbook delivered.